And one of the main reasons for such purchases, according to leading psychologists, is the uncertainty that tomorrow these goods are still on sale. In any case, until he attains the age of majority. However, it is not strange looks, but this specific category of people in our country are very inclined to commit rash and spontaneous actions, which ultimately lead to the financial collapse or destitute. Refinancing, or refinancing, is a procedure in which the borrower takes a new loan and expense extinguishes the old. And one of the main reasons for such purchases, according to leading psychologists, is the uncertainty that tomorrow these goods are still on sale.
Because of problems with re-registration of mortgage, you will need to obtain the consent of the Bank, your Bank is unlikely to agree to repay such a large loan on your own risk, not having the right collateral. For example, a borrower wants to take a Bank of 100 thousand rubles. It happens this way.
However, if you are not satisfied with the terms of the loan, you don't have to go to court and terminate the contract, in order to improve them. Additionally, if the dawn of the Russian lending financial institution demanded payment of the potential borrower even when obtaining commercial loans initial contributions, to date, this nuance will be relevant only when taking out a mortgage and car loan, and even then not in all cases. By the way, to abandon a legacy in someone's favor can be in the case where the heir has accepted the inheritance. However, if the Bank is not going to meet you have to go to court. In General, termination of contract by the borrower, the procedure is quite complicated, the success of such initiatives rarely end. Again, this is entirely the fault of the client, so with such a claim in court you can not even walk, he'll stand on the side of the Bank. Meaning of refinancing is that the new loan the borrower receives on more favorable terms than was the old. As you know, to change the terms of the contract, and even more so to terminate it unilaterally prohibited. As you know, to change the terms of the contract, and even more so to terminate it unilaterally prohibited.